RESIDENTIAL MORTGAGES

Ben offers a full range of mortgage products and services at the speed of life. From Conventional Fixed Mortgages to Jumbo Loans, we're here to make sure that banking doesn't slow you down.

Adjustable Mortgages
Construction to Permanent Loans
Conventional Fixed Mortgages
Fixed Bi-Weekly Mortgages
Home Equity Line of Credit
Home Equity Loans
Jumbo Loans
Land Loans
Reverse Mortgages

CONTACT ONE OF OUR MORTGAGE ORIGINATORS

Adjustable Mortgages

When you want to take advantage of possible lower rates and lower initial payments, the adjustable rate mortgage (ARM) is for you. Call 1.800.528.7000 for current rates.

Construction to Permanent Loans

When you have decided to build your dream home, Ben will be there for you. Our Loan Originators have years of experience to make financing the building process as simple as can be. There is only one closing from construction to permanent financing with the same rate. Call 1.800.528.7000 for current rates.

Conventional Fixed Mortgages

If you are planning on staying in your new home for years to come, Ben's conventional fixed rate mortgage may be preferred. Budgeting is easy with a fixed interest rate, and fixed mortgage payment. Choose from a wide selection of terms.

Check Fixed Rates

Fixed Bi-Weekly Mortgages

Budgeting is easy with the Fixed Bi-weekly Mortgage. You pay half your monthly mortgage payment bi-weekly. The interest rate and payments are fixed. Making bi-weekly payments versus monthly payments could result in your mortgage paying off quicker. Your principal is paid off faster and you could save thousands in interest! We offer many terms to fit your budget. Call 1.800.528.7000 for current rates.

Home Equity Line of Credit

By using your home as collateral you have a variety of Home Equity options. Ben will loan up to 80% loan to value on your most recent tax assessment or appraisal. Funds are accessible by check for your large purchases. Generally, interest paid is tax deductible. Consult your tax advisor.

Check Equity Rates

Home Equity Loans

Sometimes called Equity Plus or Home Improvement loans, our Home Equity Loans have a variety of options with low rates and flexible terms. Ben will loan up to 80% loan to value on your most recent tax assessment or appraisal. Consolidate higher interest loans, credit card balances, finance vacations, buy a car, or make improvements to your home. Generally interest paid is tax deductible. Consult your tax advisor.

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Jumbo Loans

Ben offers jumbo loans (loan amounts greater than $417,000* for a single family home). Choose from a full line of fixed bi-weekly and adjustable jumbo mortgages, all with low rates, and flexible terms. See a Ben Loan Originator for more details.

*Subject to change per FHLMC/FNMA guidelines.

Check Jumbo Rates

Land Loans

When you have found that perfect parcel, Ben offers Land Loans with low rates and flexible terms.

Reverse Mortgages

The Reverse Mortgage is a special type of home equity loan designed exclusively for senior homeowners age 62 and over. It is helping seniors tap the vast pool of equity that many have built up in their homes, converting this equity into extra cash and income. It is fast and easy to get and even easier to manage.

Important Program Requirements:

Must be at least 62 years of age.
Live in the home as primary residence.
Complete free, 1-hour Reverse Mortgage counseling session. (May be done via phone from the comfort of your home.)