PERSONAL LOAN SERVICES
Ben offers a full range of loan products and services at the speed of life. From auto loans and home equity lines of credit to student loans and credit cards, we're here to make sure that banking doesn't slow you down.
- Auto Loans
- Bank by Mail
- Collateral Loans
- Home Equity Line of Credit
- Home Equity Loans
- Overdraft Protection Service
- Personal Loans
- Phone Banking
- Online Banking - Personal
- Savings Bank Life Insurance**
- Wire Transfers
Auto Loans
Obtain an auto loan for a new or used vehicle from Ben. You will receive low rates, a quick decision, and fast access to your funds. Loans are priced 1/4% less when you have your auto loan payment withdrawn from your Ben checking or statement savings account. Call and get pre-approved today!
*1/4% discount excludes special promotions.
Bank by Mail
YOU SUPPLY THE ENVELOPE - WE SUPPLY THE POSTAGE!
Simply select the #9 or #10 link below, and print on a blank envelope. You can use this feature for all your bank by mail needs.
Postage Paid #9 Envelope
Postage Paid #10 Envelope
Collateral Loans
Borrow against your CD or passbook savings account. Continue to earn interest on your deposits while borrowing against your account. Receive immediate approval!
Home Equity Line of Credit
By using your home as collateral you have a variety of Home Equity options. Ben will loan up to 80% loan to value on your most recent tax assessment or appraisal (six months old or less). Funds are accessible by check for your large purchases. Generally, interest paid is tax deductible. Consult your tax advisor.
Home Equity Loans
Sometimes called Equity Plus or Home Improvement loans, our Home Equity Loans have a variety of options with low rates and flexible terms. Ben will loan up to 80% loan to value on your most recent tax assessment or appraisal (six months old or less). Consolidate higher interest loans, credit card balances, finance vacations, buy a car, or make improvements to your home. Generally interest paid is tax deductible. Consult your tax advisor.
Overdraft Protection Service
Sometimes called Cash Reserve, Line of Credit, or Checking Breakthrough. Get overdraft protection and never worry about overdrawn check fees! Receive a line of credit attached to your checking account when you qualify for this service. Get an instant loan when you want it just by writing a check, using your debit card or an ATM machine.
Personal Loans
Purchase furniture, jewelry, gifts, or consolidate bills with an unsecured personal loan up to $7,500.
*Amounts higher than $7,500 can be reviewed by exception.
Phone Banking
Get instant account information. No matter where you go or what time it is you can verify your Ben's checking, savings and loan balances, see if a check has cleared, pay loans*, transfer funds* and much more. Call toll free 24 hours a day 1-800-734-3312.
*Transfers require an initial bank visit in order to set up your transfer authorization.
Online Banking- Personal
Sign-Up Online! Click here for a DEMO. You can check balances 24 hrs. a day. Transfer funds between linked accounts. You can pay your bills, download your account information into your favorite personal financial software (Quicken ®, Microsoft Money ®, etc.) and view customized balancing reports. Plus you have the option of receiving your statements via e-mail!
Online Banking Agreement and Disclosure
Electronic Services Application
Postage Paid #9 Envelope
Postage Paid #10 Envelope
Savings Bank Life Insurance
Benjamin Franklin Bank offers low cost third party life insurance. SBLI has received top ratings from Consumer Reports and A.M. Best Company.
**Life insurance products are not guaranteed by a bank. They are not a deposit. They are not FDIC insured, nor are they insured by any federal government agency.
Wire Transfers
Transfer funds with speed, security, and convenience from any Benjamin Franklin Bank location. All incoming wires are free to customers. Domestic and international wire transfers are available.
