PERSONAL DEPOSIT SERVICES
Ben offers a full range of products and services at the speed of life.
- Automatic Transfers
- Bank by Mail
- Certificates of Deposit
- Checking Accounts
- Direct Deposit
- Health Savings Accounts
- Money Market Accounts
- Online Banking - Personal
- Phone Banking
- Points Express - (New Format!)
- Refer-A-Friend
- Retirement Accounts
- Savings Accounts
- VISA® Debit Card
- Wire Transfers
Automatic Transfers
You may set up automatic payments or scheduled transfers from your statement savings or checking account. Once you have signed a one-time authorization form, transfers may be authorized at anytime.*
* Federal regulations limit the number of preauthorized transfers to six per statement cycle, for Money Market and Statement Savings Accounts.
Bank by Mail
YOU SUPPLY THE ENVELOPE - WE SUPPLY THE POSTAGE!
Simply select the #9 or #10 link below, and print on a blank envelope. You can use this feature for all your bank by mail needs.
Postage Paid #9 Envelope
Postage Paid #10 Envelope
Certificates of Deposit
Earn a higher deposit rate on your choice of a wide variety of short and long term CDs. The minimum deposit and interest rates are determined by the term of agreement. *Penalty may be imposed for early withdrawal.
Checking Accounts
Click the link above for complete details.
Direct Deposit
Enjoy the convenience of automatically having your payroll, pension, or government check direct deposited into your account. Benefits include: Eliminates danger of lost or stolen checks, saves trips to the Bank and waiting in line.
Direct Deposit Authorization Form
Health Savings Accounts
Click the link above for complete details.
Money Market Accounts
When you need to keep your funds liquid, but want to earn a higher interest rate than the standard savings or checking account, this may be the account for you. For more details contact a Ben Banker. Transfer and withdrawal restrictions apply.
Online Banking- Personal
Sign-Up Online! Click here for a DEMO. You can check balances 24 hrs. a day. Transfer funds between linked accounts. You can pay your bills, download your account information into your favorite personal financial software (Quicken®, Microsoft Money®, etc.) and view customized balancing reports. Plus you have the option of receiving your statements via e-mail!
Online Banking Agreement and Disclosure
Electronic Services Application
Postage Paid #9 Envelope
Postage Paid #10 Envelope
Phone Banking
Get instant account information. No matter where you go or what time it is you can verify your Ben's checking, savings and loan balances, see if a check has cleared, pay loans*, transfer funds* and much more. Call toll free 24 hours a day 1-800-734-3312.
*Transfers require an initial bank visit in order to set up your transfer authorization.
Points Express - (New Format!)
The Benjamin Franklin Bank VISA® Debit Card allows you to participate in the Points Express rewards program. You will earn one point for every $2.00 spent on eligible net purchases* simply by SIGNING for your purchase using the Benjamin Franklin Bank VISA® Debit Card. The more points you earn, the better the reward. It's that simple!
Redeem your points from a wide selection of choices:
- Book travel for any airline, cruise, hotel, or car rental anywhere and receive a credit using a Travel Rebate Certificate.
- Select from hundreds of merchandise rewards through the Points Express website or the brochure, including electronics, leisure, home décor, kitchen and bath, sports and more.
- Choose gift certificates for Macy's, Chili's, Amazon.com, Barnes and Noble, Eddie Bauer and more.
- Use your points to purchase downloadable tunes from the large selection at PuretracksTM
- And much more.
Check Your Points - (New Format!)
*Points are earned on signature-based purchases only. PIN transactions do not count toward rewards.
Refer a Friend ... GET A FREE GIFT!
Simply fill out a Refer-a-Friend brochure at any branch location. Give it to the friend you are referring, and once they bring in the form to open a new personal checking account with us, you will receive a free gift. Yes, it really is that easy!
Refer-a-Friend Gifts are subject to availability and may be substituted with that of equal, greater or lesser value at any time. The Refer-a Friend Program is subject to change or cancellation at any time and cannot be combined with other offers. Benjamin Franklin Bank employees are not eligible. See a refer-a-friend brochure or a Ben Banker for complete details.
Retirement Accounts
There may be tax advantages to having an IRA. The interest you earn, year after year is tax deferred or sheltered until distribution. Contributions may be tax deductible. If you are self-employed or own your own business, select a SEP or IRA account. Consult your tax advisor for more details. For more information regarding annual service charges, termination fees, and interest rates contact a Ben Banker.
Savings Accounts
Choose from Club, Passbook, Statement or Ben's High Interest Companion Savings Accounts. Click the link above for more details.
VISA® Debit Card
The VISA® Check Card is a debit card. You can make purchases at gas stations, restaurants, and telephone orders or online. Purchases are withdrawn directly from your checking account without writing a check. No IDs, no hassles. PLUS you can participate in the Points Express rewards program.
Terms & Conditions
Electronic Banking Agreement
Electronic Services Application
Wire Transfers
Transfer funds with speed, security, and convenience from any Benjamin Franklin Bank location. All incoming wires are free to customers. Domestic and international wire transfers are available.
