PERSONAL CHECKING
FREE CHECKING*
Created for the consumer looking for a practical, no-nonsense checking account.
Highlights
- FREE UNLIMITED ATMs - Use at over 780,000 ATMs.
Ben will not impose any charges for usage at ANY ATM terminal (1) - FREE Online Banking & Bill Payment
- FREE Phone Banking
- FREE 1st Order of Checks - 50 pack
- FREE Duplex Check Imaging
- FREE Debit Card - with Points Express (if eligible)
- FREE Investment Consultation (2)
- Overdraft Privilege - If eligible, fees apply (3)
*Checking breakthrough not available on this product
Minimum Deposit
- $10.00 minimum deposit to open account
Companion Products
- Certificate of Deposit
- Passbook or Statement Savings
- Investment & Financial Services (2)
- Qualified Retirement Plans & IRAs
Compare Benjamin Franklin Bank Personal Checking Accounts
1 - A limited number of other banks may choose to impose a surcharge fee to your account. Benjamin Franklin Bank is part of the SUMSM program. All you have to do is look for ATMs that have the "SUMSM" logo and you won't pay a surcharge. Free directories of SUMSM ATM locations are available at the bank or online at www.sum-atm.com
2 - Securities are not Bank deposits, not insured by the FDIC, not guaranteed or obligations of the Bank and are subject to investment risk, including possible loss of principal invested.
3 - Ben’s Overdraft Privilege Service automatically comes with designated accounts, upon account holder qualification. If checks, in-person withdrawals or other electronic means (excluding ATM transactions) exceed your available balance, we may pay it for you (up to $700 on eligible personal accounts and up to $1000 on eligible business accounts) for a nominal Overdraft Fee of $ 27.50 per item. Ben’s ODP saves you time, embarrassment and possibly, an additional fee from the drawee institution. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. You will not pay interest on the amount overdrawn, unlike at other institutions. The amount of any overdraft plus the Overdraft Fee that you owe is due and payable upon demand. There are no initial set-up, monthly or annual maintenance fees. Ben’s ODP automatically becomes effective 30 days after account opening. Ask a Ben Banker for Ben’s Overdraft Privilege Service Policy brochure.
HIGH INTEREST CHECKING
Created for the consumer looking for a high interest-bearing checking account with totally FREE ATM transactions.
Highlights
- INTEREST BEARING - Click here for Current Rates(1)
- FREE UNLIMITED ATMs - Use at over 780,000 ATMs.
Ben will not impose any charges for usage at ANY ATM terminal (2) - REIMBURSEMENT OF ALL ATM SURCHARGES - From other banks per statement cycle
- FREE Online Banking & Bill Payment
- FREE Phone Banking
- FREE 1st Order of Checks - 120 basic wallet
- FREE Duplex Check Imaging
- FREE Debit Card - with Points Express (if eligible)
- FREE Checking Breakthrough - If qualified
- FREE Investment Consultation (3)
- Overdraft Privilege - If eligible, fees apply (4)
- SPECIAL RATES on Designated CDs
Minimum Deposit
- $10.00 minimum deposit to open account
Fees
- $15.00(5) monthly maintenance fee Options to waive maintenance fee: Balance of $5,000 or greater.
Companion Products
- Ben's High Interest Companion Savings Account
- Certificate of Deposit
- Investment & Financial Services (3)
- Qualified Retirement Plans & IRAs
Compare Benjamin Franklin Bank Personal Checking Accounts
1 - The Bank will not pay interest if the balance falls below $10.00.
2 - A limited number of other banks may choose to impose a surcharge fee to your account. Benjamin Franklin Bank is part of the SUMSM program. All you have to do is look for ATMs that have the SUMSM logo and you won't pay a surcharge. Free directories of SUMSM ATM locations are available at the bank or online at www.sum-atm.com
3 - Securities are not Bank deposits, not insured by the FDIC, not guaranteed or obligations of the Bank and are subject to investment risk, including possible loss of principal invested.
4 - Ben’s Overdraft Privilege Service automatically comes with designated accounts, upon account holder qualification. If checks, in-person withdrawals or other electronic means (excluding ATM transactions) exceed your available balance, we may pay it for you (up to $700 on eligible personal accounts and up to $1000 on eligible business accounts) for a nominal Overdraft Fee of $ 27.50 per item. Ben’s ODP saves you time, embarrassment and possibly, an additional fee from the drawee institution. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. You will not pay interest on the amount overdrawn, unlike at other institutions. The amount of any overdraft plus the Overdraft Fee that you owe is due and payable upon demand. There are no initial set-up, monthly or annual maintenance fees. Ben’s ODP automatically becomes effective 30 days after account opening. Ask a Ben Banker for Ben’s Overdraft Privilege Service Policy brochure.
5 - Fees could reduce the earnings on your Platinum and High Interest Checking Accounts.
