GENERAL Services
THE BENEFITS OF OUR CASH MANAGEMENT SERVICES
Benjamin Franklin Bank's Cash Management Services are designed to save you time and money by helping your business run more efficiently. These services will help you accelerate the collection of receivables, manage disbursements, invest surplus cash, reduce borrowings and gain access to banking information day or night.
Deposits & Collections:
As a business, one of your biggest challenges in managing funds is speeding the collection of your accounts receivables so that you can invest your money or pay down loans faster. Let Benjamin Franklin Bank's collection and deposit products help you make the most of your money as fast as possible.
- ACH Collection
- Business Sweep Account
- Merchant Services
- Retail and Wholesale Lockbox
- Deposit Reporting
- Zero Balance Account
Online Banking Info Express:
Information Reporting
Benjamin Franklin Bank's Business Online Banking puts the latest services and technology at your fingertips, enhancing speed, security and accuracy as you manage everything from a small business checking account to direct deposit payroll.
Benefits of Business Online Banking to your company:
- Convenience of Internet connectivity from various locations
- Secure access to your accounts with paid check images
- Full functionality of banking tools
- Multi-layer security features
- The ability to receive EDI Translation
Disbursements:
To effectively manage your company's cash flow, you must be able to accurately know when funds will clear your operating accounts. Benjamin Franklin Bank gives you a variety of disbursement products that help you manage the timing of disbursements to benefit your business.
- ACH Payments
- Account Reconcilement
- Business Debit Card
- Image Express CD-ROM
- Wire Transfers
THE BENEFITS OF OUR BUSINESS LENDING SERVICES
For lending power throughout Massachusetts call on our experienced lending team.
We offer all the products and services your business needs:
- C&I Loans
- Term Loans
- Line of Credit
- Construction Loans
- Real Estate Financing
- Land Development Loans
- Government Guaranteed Loans
- Small Business Administration Loans (SBA)
THE BENEFITS OF OUR BANK@WORK PROGRAM
There is no cost to partner with Ben to offer your employees this service. They work hard for their money. Let us help them keep it.
This package includes:
- FREE Starter Checks (50 basic wallet)
- Ben's FREE Checking
- FREE Online Banking and Online Bill Pay
- UNLIMITED ATM Transactions Nationwide
- ALL ATM SURCHARGES FROM OTHER BANKS ARE REIMBURSED!
- NO Annual Fee Debit Card ~ with Points Express
- 1/4% OFF Consumer Loan Rates (w/direct withdrawal from a Ben Account, excluding Equity lines)
- $250 OFF Residential First Mortgage Closing Costs
AS AN EXTRA "BEN"EFIT - REFER A FRIEND... GET A FREE GIFT!
Simply fill out a Refer-a-Friend brochure at any branch location. Give it to the friend you are referring, and once they bring in the form to open a new personal checking account with us, you will receive a free gift. Yes, it really is that easy!
Refer-a-Friend Gifts are subject to availability and may be substituted with that of equal, greater or lesser value at any time. The Refer-a Friend Program is subject to change or cancellation at any time and cannot be combined with other offers. Benjamin Franklin Bank employees are not eligible. See a refer-a-friend brochure or a Ben Banker for complete details.
