BUSINESS CHECKING
BEN'S BUSINESS CHECKING
Partnering for success with our business customers.
Highlights
- FREE ATMs(1) - At all Benjamin Franklin Bank ATMs
- Online Banking - FREE viewing and transferring (additional services available, charges apply)
- FREE Duplex Check Imaging
- FREE Business Visa Check Card - No annual fee and Points Express
- FREE End of Month Statement Cycle
- Overdraft Privilege - If qualified fees apply (3)
- FREE Investment Consultation (2)
Fees
- $9.00 low monthly maintenance fee (waived for the first statement cycle)
- $0.20 per check or debit fee. $0.60 per deposit or credit fee. $0.07 per item within each deposit. An earning credit allowance based on the 91-day T-bill auction rate and calculated on your average collected balance will aid in offsetting your monthly service charges.
- Foreign ATM fee: inquiry $0.75, withdrawal $1.00. - Surcharge if applicable.
Standard Features
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Cash Management Analysis
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Coin & Currency
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Night Deposit Box
Compare all Benjamin Franklin Bank Business Checking Accounts
1 - A limited number of other banks may choose to impose a surcharge fee to your account. Benjamin Franklin Bank is part of the SUMSM program. Look for ATMs that have the "SUMSM " logo and you won't pay a surcharge. Check for locations online at www.sum-atm.com
2 - Securities are not Bank deposits, not insured by the FDIC, not guaranteed or obligations of the Bank and are subject to investment risk, including possible loss of principal invested.
3 - Ben’s Overdraft Privilege Service automatically comes with designated accounts, upon account holder qualification. If checks, in-person withdrawals or other electronic means (excluding ATM transactions) exceed your available balance, we may pay it for you (up to $700 on eligible personal accounts and up to $1000 on eligible business accounts) for a nominal Overdraft Fee of $ 27.50 per item. Ben’s ODP saves you time, embarrassment and possibly, an additional fee from the drawee institution. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. You will not pay interest on the amount overdrawn, unlike at other institutions. The amount of any overdraft plus the Overdraft Fee that you owe is due and payable upon demand. There are no initial set-up, monthly or annual maintenance fees. Ben’s ODP automatically becomes effective 30 days after account opening. Ask a Ben Banker for Ben’s Overdraft Privilege Service Policy brochure.
BEN'S FREE BUSINESS CHECKING
Created with the needs of a Small Business in mind.
Highlights
- NO Monthly Maintenance Fees
- FREE ATMs(1) - At all Benjamin Franklin Bank ATMs
- Online Banking - FREE viewing and transferring (additional services available, charges apply)
- FREE Duplex Check Imaging
- FREE Business Visa Check Card - No annual fee and Points Express
- FREE End of Month Statement Cycle
- Overdraft Privilege - If qualified fees apply (3)
- FREE Investment Consultation (2)
Fees
- The first 250 transactions* per month are FREE and each transaction thereafter is $0.45.
* Transactions include: Check writing, withdrawals, point of sale, deposits, and deposited items
- Foreign ATM fee: inquiry $0.75, withdrawal $1.00. - Surcharge if applicable.
Standard Features
-
Cash Management Analysis
-
Coin & Currency
-
Night Deposit Box
Compare all Benjamin Franklin Bank Business Checking Accounts
1 - A limited number of other banks may choose to impose a surcharge fee to your account. Benjamin Franklin Bank is part of the SUMSM program. Look for ATMs that have the "SUMSM" logo and you won't pay a surcharge. Check for locations online at www.sum-atm.com .
2 - Securities are not Bank deposits, not insured by the FDIC, not guaranteed or obligations of the Bank and are subject to investment risk, including possible loss of principal invested.
3 - Ben’s Overdraft Privilege Service automatically comes with designated accounts, upon account holder qualification. If checks, in-person withdrawals or other electronic means (excluding ATM transactions) exceed your available balance, we may pay it for you (up to $700 on eligible personal accounts and up to $1000 on eligible business accounts) for a nominal Overdraft Fee of $ 27.50 per item. Ben’s ODP saves you time, embarrassment and possibly, an additional fee from the drawee institution. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. You will not pay interest on the amount overdrawn, unlike at other institutions. The amount of any overdraft plus the Overdraft Fee that you owe is due and payable upon demand. There are no initial set-up, monthly or annual maintenance fees. Ben’s ODP automatically becomes effective 30 days after account opening. Ask a Ben Banker for Ben’s Overdraft Privilege Service Policy brochure.
BEN'S COMMUNITY CHECKING
Created with Community Organizations in mind.
Highlights
- FREE ATMs(1) - At all Benjamin Franklin Bank ATMs
- Online Banking - FREE viewing and transferring (additional services available, charges apply)
- FREE Duplex Check Imaging
- FREE Business Overdraft
- FREE Business Visa Check Card - No annual fee and Points Express
- FREE End of Month Statement Cycle
- FREE Investment Consultation(2)
Fees
- $3.00 low monthly maintenance fee (waived for the first statement cycle)
- The first 15 checks per month are FREE and each check paid thereafter is $1.00.
- Foreign ATM fee: inquiry $0.75, withdrawal $1.00. - Surcharge if applicable.
Compare all Benjamin Franklin Bank Business Checking Accounts
1 - A limited number of other banks may choose to impose a surcharge fee to your account. Benjamin Franklin Bank is part of the SUMSM program. Look for ATMs that have the "SUMSM" logo and you won't pay a surcharge. Check for locations online at www.sum-atm.com .
2 - Securities are not Bank deposits, not insured by the FDIC, not guaranteed or obligations of the Bank and are subject to investment risk, including possible loss of principal invested.
